GREENWAY BLOG

24 October 2025

MarketMinute | How much do consumers plan to spend this holiday season?

The government shutdown drags on, stalling key economic reports and leaving the Fed and markets short on fresh data. Markets still expect the Fed to cut its policy rate at next week's meeting, and investors anticipate a 3rd cut for the year in December. Consumers expect to spend $890 per person on the holidays this year, down from $902 in 2024, per a National Retail Federation survey. Falling mortgage rates persuaded buyers to take action in September. Existing home sales rose 1.5% to reach a...

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17 October 2025

MarketMinute | How does Gen Z feel about the market?

After a few months of calm, tensions between the U.S. and China reignited in recent weeks, sparking new concerns over trade and tariffs. The government shutdown is in its 3rd week with no end in sight, limiting key data on the labor market and economy. Fed Chair Powell said quantitative tightening might wrap up soon, potentially limiting the supply of mortgage bonds and driving down rates.   According to ICE, the average credit score for purchasers locking their rates was 736 in September, the...

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15 October 2025

How to Renovate an Investment Property: Save Time, Money, and Headaches with These Tips

  Tap into your home equity for investment property upgrades Investing in real estate beyond your primary home is a powerful way to diversify your portfolio and build long-term wealth. Whether you’ve just purchased a fixer-upper to flip or own a rental that needs some TLC, careful planning can help you save time, money, and stress along the way. At Greenway Mortgage, we understand that smart renovation decisions start with understanding your goals, choosing the right funding strategy, and focusing on improvements that deliver lasting value. Key Takeaways Renovating investment properties can increase ROI by raising rent value,...

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10 October 2025

MarketMinute | More buyers answer a call to ARMs!

Minutes from last month's Fed meeting showed officials largely agreed a recent slowdown in the labor market outweighed inflation concerns. The government shutdown continues this week, delaying key economic reports and making private-sector data even more important to markets. Gold hit a new high and surged past $4,000/oz as investors fled risk, seeking safety amid market volatility and Fed policy rate cut speculation. Purchase mortgage applications fell 1% for the week but were still 14% higher than...

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3 October 2025

MarketMinute | Will the government shutdown impact housing?

According to ADP, private payrolls saw their biggest decline in 2 1/2 years during September, a sign of labor market weakening. Despite essential services staying open, the government shutdown means key reports won’t be released, including Friday’s jobs report. Markets are already betting the shutdown will contribute to weakening the economy. There's increasing speculation of further Fed rate cuts. Pending sales of existing homes increased solidly in August to the highest level in 5...

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