GREENWAY BLOG

A greener look at a mortgage process unlike anything you have
experienced before. Where experience, efficiency & integrity meet.

MarketMinute | Inflation is lower, but why not mortgage rates?

MarketMinute | Inflation is lower, but why not mortgage rates?

Inflation came lower than expected for November, but the data came with concerns about gaps in collection during the long government shutdown. More jobs were created in November than forecast, but slumped in October as unemployment hit 4.6%, the highest in four years. Retail sales were little changed in October, with 8 of 13 categories increasing, despite a falloff in consumer sentiment and increased layoffs.   Builder confidence crept higher in December but still ended the year in negative...

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Renting or Owning? Which Costs More?

Renting or Owning? Which Costs More?

  Does it cost more to rent or own? The answer may surprise you. Many people assume renting is cheaper — but the reality is more nuanced. Comparing housing costs isn’t just about monthly payments. It’s about long-term financial impact, equity, tax benefits, and lifestyle choices .     Even with numbers like these some still say renting is better: "Investing in a home is riskier than renting."  No risk, no reward. Besides, even studies conducted by the Federal Reserve show that owning can provide a net worth that is from several to hundreds of times greater than...

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MarketMinute | What can't the Fed rate cut do?

MarketMinute | What can't the Fed rate cut do?

Jobless claims rose last week by the most since the onset of the pandemic, underscoring volatility in the labor market this time of year. The Fed cut its policy rate this week, its third cut of the year, even as many officials signaled they didn't support the move. Job openings rose slightly in October, but weak hiring and the lowest quits rate in five years highlight economic uncertainty. Fed Chair Powell said Fed actions won’t solve housing market struggles, including the supply shortage or...

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MarketMinute | Home price growth continues a 9-year streak

MarketMinute | Home price growth continues a 9-year streak

New jobless claims fell last week to the lowest in more than 3 years. Holiday hiring can make weekly claims data more volatile. Mortgage rates edged up last week as optimism grew that the Fed would lower policy rates in December to support the job market. Private payroll data showed companies cut 32,000 workers in November. Small businesses led the pullback. Applications for a purchase mortgage rose 3% for the week and were 17% higher than the same week one year ago....

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Industry Update | FHFA Announces Conforming Loan Limit Values for 2026

Industry Update | FHFA Announces Conforming Loan Limit Values for 2026

  On November 24, 2025, the Federal Housing Finance Agency (FHFA) announced an increase in the maximum conforming  loan limits  for mortgages acquired by Fannie Mae and Freddie Mac in 2026. The maximum loan limit for one-unit properties will be $ 832,750 , an increase of $26,250 from 2025. Release . National Baseline The decision was based on the recovery of housing prices under the Housing and Economic Recovery Act of 2008 (HERA). They require that the baseline conforming loan limit be adjusted each year for Fannie Mae and Freddie Mac to reflect the change in the average U.S. home price.   FHFA third quarter 2024 House...

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