Greenway Mortgage is proud to introduce our Alternative Documentation Program which offers flexible qualifying for non-traditional borrowers.

About This Program

For many homebuyers, traditional income or credit documentation can be a significant challenge. The Alt-Doc Program enables borrowers to qualify using alternative methods such as asset depletion and/or bank statements. This program is ideal for self-employed borrowers who do not meet traditional documentation requirements but can qualify using flexible alternatives*

Advantages of The Alternative Documentation Program: 

• Bank statement - 1st page only
• Loan amounts up to $4 million
• Max cash in-hand $2 million on cash-out
• Asset seasoning: 1 month
• LTV up to 80% for purchase/rate & term
• LTV up to 75% for cash-out
• DTI up to 50%**
• Available for primary residence, second home, and investment properties
• Interest-only payments
• FICO scores as low as 660

Flexible Qualification Methods:

• 1099 Only

• W-2 Only

• 1-Year tax return

• 12-month bank statement

• Asset qualifier

*Based on reserves, payment history and credit depth. **Restrictions apply to DTI over 43%. Eligibility requirements, exclusions and other terms and conditions apply.

Questions? Contact Us For More Information

Have questions on this program or want to see if you qualify? Visit our website here to learn more about our Alt-Doc Program. Fill out the short form and one of our expert loan officers will be in touch.