Alternative Documentation Program

Greenway's Alternative Documentation Program

Flexible qualifying for non-traditional borrowers

For many homebuyers, traditional income or credit documentation can be a significant challenge. The Alt-Doc Program enables borrowers to qualify using alternative methods such as asset depletion and/or bank statements.

Ideal For: Self-employed borrowers who do not meet traditional documentation requirements but can qualify using flexible alternatives*

Download in printable format here


  • Bank statement - 1st page only
  • Loan amounts up to $4 million
  • Max cash in-hand $2 million on cash-out
  • Asset seasoning: 1 month
  • LTV up to 80% for purchase/rate & term
  • LTV up to 75% for cash-out
  • DTI up to 50%**
  • Available for primary residence, second home, and investment properties
  • Interest-only payments
  • FICO scores as low as 660


  • 1099 Only
  • W-2 Only
  • 1-Year tax return
  • 12-month bank statement
  • Asset qualifier

*Based on reserves, payment history and credit depth. **Restrictions apply to DTI over 43%. Eligibility requirements, exclusions and other terms and conditions apply

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