Doctor Loan

The Doctor Loan


Your decision to become a caregiver is commendable, but is often coupled with a fairly significant student loan burden. If you're a resident, recent medical school graduate, or at any stage of your career, the Doctor Loan is specifically designed for professionals like you.


  • Loan amounts up to $2,000,000
  • Low to no down payment options (Max LTV up to 100%)
  • Adjustable Rate Mortgage (ARM) options available (3/5/7/10)
  • Interested party contributions allowed
  • Future employment contract elgibility 
  • Available for Purchases and Rate & Term Refinances


  • Medical Residents
  • Physician's Assistants
  • New and Established Doctors
    • Doctor of medicine (MD)
    • Doctor of dental surgery (DDS)
    • Doctor of dental medicine or surgeon (DMD)
    • Doctor of optometry (OD)
    • Doctor of ophthalmology (MD)
    • Doctor of osteopathic medicine (DO)
    • Doctor of podiatric medicine (DPM)

Eligibility Requirements

  • Single Family Properties and Condos
  • Primary Residences Only
  • 680 Minimum Credit Score
  • Available in: NJ (some counties excluded), FL, NY (some counties excluded), NC

Eligibility requirements, exclusions and other terms and conditions apply.

For more information fill out the form below and one of our Loan Officers will be in contact with you.