Do you have a question you would like to ask us? Fill out this short form below and we will get back to you as soon as possible!

   
Conventional 97 First-time Buyer Program
 
Our Conventional 97 First-Time Buyer Program helps more

families achieve the homeownership milestone

Download in printable format here

with a 3% down payment, regardless of income levels or geographic location. 

 
KEY FEATURES
 
SOLUTION FOR DOWN PAYMENT CHALLENGES
  • Minimum down payment: 3%
BROAD ACCESS
  • No geographic restrictions or income limits 
GETTING READY FOR HOMEOWNERSHIP
  • Homeownership Education required
PROPERTY ELIGIBILITY
  • Primary Single Unit Residences (including condos)
 
FINE PRINT & ELIGIBILITY
  • At least one borrower must be a 1st time homebuyer (no ownership in last 3 years)
  • Borrowers may not have any ownership in any other residential property at time of closing 
  • Non-owner occupant co-borrowers not permitted
  • Homeownership education: Certificate required when all borrowers are first-time buyers, at least one borrower must complete the course
 
Have questions? Contact us today at 732.832.2967 or fill out the form below.