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DAY 1 CERTAINTY
Making the loan process easier!
Greenway is making the loan process easier with Day 1 Certainty! Day 1 Certainty is a data validation tool backed by Fannie Mae that allows us to confirm and update your assets and income with the click of a button.
Prior to Day 1 Certainty, you would have to manually provide us with several months’ worth of documents just to verify your assets and income, often multiple times during the loan process. With Day 1 Certainty, we can automatically collect all your information and update it as needed.
Using Day 1 Certainty, helps us provide you with a SMOOTHER loan process and a faster closing. Some exclusions do apply as there are certain parameters the loan must meet to determine if it fits Day 1 Certainty criteria.
WHAT YOU SHOULD KNOW
• Fannie Mae Loans Only
• Verifies income and assets electronically
• No income docs or bank statements required
• Employment types limited; W2 and some self-employed
• Appraisal may not be required
• Restrictions apply, talk to your Greenway Loan Officer for more information.
Do you have more questions? Contact us today, we are happy to help (732.832.2967)
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A typical home payment has not changed much in the last dozen years. Incomes have risen, and slightly higher payments can actually be easier to afford than they were back then.
At the current level, a median priced home is probably well within reach of a family earning close to the median income.
Want to learn more? Ready to make a move?
We’ll be happy to help you determine a payment and purchase amount that work for you. Please reach out.
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