As you look for a home, speed may be something you value highly. Pre-approval, getting an offer accepted, and of course moving in. Online lenders like Rocket Mortgage from Quicken Loans have capitalized on this, creating more demand for speed, and swiftly brushing off the other key values of working with a local mortgage lender. But jetting off towards your dream home may not be all there is to the story.

According to Investopedia - Online mortgage companies have become an increasingly significant force in the home loan industry.

Do these web-based firms have more to offer than local lenders?

Leading the charge is Rocket Mortgage, with its automated approval process. Do these web-based firms have more to offer than local lenders? Not necessarily. Many clients need more than just a web portal to interface with — they want a professional they can trust to guide them through the process and explain the many details of securing financing on what is likely the largest transaction a home buyer will ever make.

How Greenway Mortgage Differs from Automated Lenders

• Trust a Professional Loan Consultant, not a Bot: Every loan scenario is as individual as the clients themselves and it takes a person with knowledge and experience to properly structure a mortgage that’s right for those individuals and the specific home they want to purchase. What does this mean? There are so many variables that go into a mortgage. For instance things like:

  • The clients’ income amount and type to credit score and employment history

  • Do they have a co-borrower?

  • Is the property a condo?

  • Should they go FHA or conventional? Is there a gift involved?

The list goes on — and this is not something we trust AI alone to get right. Instead, we encourage those looking to purchase a home to speak with one of our Professional Mortgage Experts so they can get a complete picture and work with you to structure a mortgage that is ideal for your unique situation.

• Experience High Tech & High Touch: Greenway Mortgage doesn’t live in the stone age but expecting to push a button and get a mortgage is simply not realistic. We leverage technology to make the loan process as smooth, efficient, and transparent as possible, while sill provding hands-on guidance every step of theway.Our team is always available to answer questions, explain details, and help you understand the intricacies of your loan.

• Be A Lifelong Client:  Moving up? We’ll be there to help with your next mortgage. Rates drop? We’re keeping an eye on your file to let you know when it might be time to refinance.

  We aim to be your trusted mortgage professional for the long term — not just a one-time transaction.

Buying a Home Doesn’t Have to Be Stressful

Experts say that buying a new home can be one of the most stressful times in a person’s life. We say if it’s that stressful, you’re doing it wrong. Choosing experienced professionals throughout the process — from your real estate agent to your lender — helps make the entire transaction smoother and more enjoyable. When you’re ready to start the homebuying process, we’ll be here to provide clear information, honest answers, and guidance you can trust. Buying a new home doesn’t have to stress you out. Contact us, and together we’ll find the best financing program to get you into your new home.

Bottom Line

So, before you rocket off towards an online mortgage company, consider a local mortgage company in your area first. (888) 616-9885

Click here to connect with a Greenway Mortgage Loan Officer today.