Buying your first home is a monumental step in life, brimming with excitement and a touch of trepidation. It's a decision that carries both the thrill of newfound independence and the weight of significant responsibility.

As you embark on this journey, it's normal to experience a mix of emotions, but fear not, for you are not alone. We understand the blend of excitement and overwhelm that accompanies this milestone, which is precisely why we're here to assist you every step of the way.

At Greenway Mortgage, we believe the path to homeownership should be paved with guidance and support. Whether you're at the beginning of your savings journey or have already envisioned your dream home, our arsenal of tools and resources has been curated with you in mind. Our mission is simple yet profound – to empower you to unlock the doors of your first home, enabling you to embark on a new chapter of your life.

We have a variety of tools and resources to help you through the experience. Whether you’re just starting to save, or you already have a house in mind, we can help you get your keys to your first home. Check out our most popular home loan options for First-Time Home Buyers here!

Did You Know There are First-Time Home Buyer Perks?

Greenway makes buying for the first-time easy! Check out some of our First-Time Home Buyer Programs here.

1. Conventional 97 First-Time Home Buyer Program: 3% down payment regardless of income levels or geographic location. Learn more about our Conventional 97 First-time home buyer program here.

2. FHA Mortgage: These loans are designed to help first-time homebuyers and experienced homeowners alike by providing them with a low-down payment option. FHA mortgage insurance serves as protection for lenders in the event of a homeowner defaulting on their home loan. Click here to learn more about the FHA Mortgage.

3. The HomeReadyProgram: Helping More Buyers Achieve Homeownership! FHA alternative designed to help creditworthy homebuyers with limited income in designated areas.Click here to learn more about the HomeReady Program.

4. NJ Conventional DPA Program: Qualified clients can receive $15,000 to be used towards down payment and closing with affordable mortgage insurance premiums that follows conventional mortgage guidelines. Click here to learn more about our NJ Conventional DPA Program.

5. NJ First-Generation Down Payment Assistance Program: When paired with an NJHMFA First Mortgage and the Down Payment Assistance Program, eligible homebuyers can receive up to $22,000 in assistance! Click here to learn more about the NJ First-Generation DPA Program.

You Can Check out all our First-Time Homebuyer Resources here

Bottom Line:

While your journey towards homeownership can feel a bit overwhelming at times, know that you are not facing it alone. Greenway Mortgage and our team of expert loan officers are 100% committed to helping you make informed decisions, offering valuable tools and resources along the way. Together, we'll transform your dreams into a tangible reality, ensuring that you hold the keys to your first home with confidence and pride. Welcome to the world of homeownership, where a world of possibilities awaits.