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Refinance Program For Homeowners With Low Or No Equity


For borrowers with difficult equity positions

Download Printable Flyer

Borrower Benefits

  • Lower mortgage payments
  • Lower interest rates
  • Shorten loan term
  • Switch from Adjustable Rate Mortgage to Fixed Rate Mortgage
  • Private Mortgage Insurance may be transferred or not required at all*

Features and Terms

  • Streamlined documentation
  • Appraisals typically not required
  • All property types eligible, including investment
  • The borrower must have made 12 payments on the loan being refinanced and it must not be a HARP loan

*If PMI exists on current loan, it must be transferred to a new loan. If no PMI exists, it may not be required.