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Lite Doc Program

 

LITE DOC PROGRAM

Buy your home without the hassle with a reduced documentation mortgage.

Our limited documentation program is designed for borrowers with good credit and assets verified by only one month’s bank statement. No tax returns, paystubs or W2s required. Income is established with a P&L for borrowers that are self-employed and through employment verification for those that are salaried or commissioned.

 

FEATURES

• Assets: 1 month bank statement showing 6 months reserves

• Income

  •  Self-employed: 12 month P&L
  • Wage earners: Employment verification

• No tax returns, W2s or pay-stubs required

• 100% gift funds allowed for down payment, closing costs, reserves

 

OTHER FEATURES & GUIDELINES

• Owner-occupied and Investment

• Fixed and adjustable programs

• FICO down to 680

• Purchase, refi, cash out

• 1-4 units, 2nd homes, condos, co-ops

• Salaried, commissioned, self-employed

• Settled Bankruptcies allowed

• Loan amounts to $3MM

Eligibility requirements, exclusions and other terms and conditions apply.